Topic

Finance

5 articles tagged “Finance”.

News

The Strait of Hormuz: Why One Waterway Sets the Oil Price

A channel 33 km wide at its narrowest carried a fifth of the world's oil. Traffic through it has collapsed to a tenth of normal, talks on reopening keep stalling, and the reason there is no workaround is mostly plumbing.

The BlogsPublication Team7 min
Money

Index Funds vs Active Funds: What the Data Says

Around 90% of active US large-cap funds have underperformed the S&P 500 over 15 years. The more interesting point is that a 1991 paper proved most of them must, using arithmetic alone — before anyone looked at the data.

The BlogsPublication Team7 min
Money

How Big Should Your Emergency Fund Be?

Three to six months is the standard answer, and it is the wrong shape of answer. The right size depends on how correlated your income is with the thing that would go wrong — and where you keep it matters as much as how much.

The BlogsPublication Team7 min
Money

Compound Interest, Explained With Real Numbers

Someone who saves for ten years and stops can finish ahead of someone who saves for thirty years and starts late. Here is the arithmetic behind that, the Rule of 72, and why a 1% fee quietly costs you a quarter of your pot.

The BlogsPublication Team7 min